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Raccoons are intelligent, cunning animals that often seek shelter in warm, protected environments. Chimneys provide an ideal nesting place, especially for mother raccoons raising their young. If you hear chirping, banging, or scratching from your fireplace, you likely have an…
While homeowners insurance provides financial protection against damage to your house and possessions, what about your chimney? Many homeowners assume their policy covers all structural components, but chimney repair coverage can be more complex. Understanding when insurance covers chimney damage,…